What Sets Us Apart
Hover To learn more
Flexible Financing
Higher leverage loans without mezzanine or preferred equity. Fixed-rate, interest-only structures with room to prepay.
Steady Income + Upside
Predictable interest payments with added participation in cash flow and appreciation through profit sharing and warrants
Built-In Yield Enhancement
Selling senior-rated bonds and retaining higher-yielding positions creates stronger returns with controlled risk.
Experienced Team
Institutional finance backgrounds paired with multifamily operating expertise ensure disciplined execution.
Focused Markets
Targeting Sun Belt metros with strong job and population growth, where today’s supply glut sets up tomorrow’s rent recovery.Benefits by Partner
For Borrowers
WindMass Credit is designed to fill the gap between traditional lending and equity. Borrowers gain:
- Up to 75% LTV financing without layering mezzanine or preferred equity
- Fixed-rate, interest-only loans that minimize capital markets risk
- Flexible prepayment terms not available with agency or CMBS products
- Direct access to a vertically integrated lender that can step in with operational support
For Investors
Our structure delivers steady income with equity-like upside—all while operating at debt-level risk. Investors benefit from:
- Target net returns of 10–14% IRR and 1.4x–1.8x MOIC
- Immediate yield lift through securitization and leverage
- Revenue from interest, fees, borrower profit sharing, and GP warrants
- Participation in long-term appreciation across high-growth Sun Belt markets
- Exposure at a basis well below replacement cost
Why the Sun Belt
We focus on metros like Dallas, Houston, Austin, Phoenix, Las Vegas, Tampa, Orlando, Jacksonville, Charlotte, and Raleigh. These markets lead the nation in job and population growth. While new supply has created near-term pressure, construction is slowing, setting the stage for stronger rent growth and occupancies in 2025 and beyond.